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Frequently Asked Questions

Q. How long are these prices good?

If you purchase a Purple Cross policy today, your cost for these packages may never increase. Your Purple Cross policy may take care of any inflation when you select one of our recommended providers.

Q. Do these packages cover all costs?

A.  You may be faced with some third party costs that are totally outside the control of the funeral service provider. Such additional expenses may include:

· State sales tax (merchandise only)

· Certified death certificates

· Obituary notices

· Cemetery expenses

Q. Can Purple Cross help with third party expenses?

Yes. Most people elect to add an allowance to their policy to help cover these expenses. The funeral service provider cannot guarantee these costs, so your survivors will get to apply the extra funds toward these expenses as they see fit. Any money not used will be returned to your family.

Note: If you claim a Medicaid or SSI exemption for these funds, they must be used for funeral related services.

 

Q. What if I don’t want to select a funeral home or if I move and don’t use the firm I originally selected?

Your next of kin may use any firm of their choice to service the package. However, if you elect not to use a Purple Cross recommended provider, then the cost does not apply and your beneficiaries or the utilized funeral home will receive the proceeds in cash. In this instance, the package selected can serve as a guide to your wishes.